How We Work

Our firm specializes in helping individuals, families, high net worth individuals, and small business owners develop sound financial and retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well-being.

Financial Planning

Retirement Planning

Financial Planning

Individual Tax Saving Strategies

Retirement  Strategies

Social Security Maximization

Preserving Wealth Strategies
401 (k) Rollover 
403 (b) Rollover
College Saving Plans
*Estate Planning
Wealth Transfer
Asset Protection

Charitable Giving

Pension Maximization

*Attorneys prepare the documents

Insurance Services

Disability Income Insurance

Accidental Death Insurance

Life Insurance --Term/ Whole/ UL/ IUL/ VULI.                

Guaranteed Issue Life Insurance

Key Person Insurance
Buy-Sell Insurance
Long-Term Care Insurance
Critical Illness Insurance
Medical Supplement Insurance
Individual Health Insurance

Short Term Medical Insurance

Medicare Policies


Mutual Funds
Brokerage Account

Brokerage CD's

Money Market Accounts
529 College Saving Plans

401K Savings Plans
Traditional IRA
Roth IRA
Simple IRA
Fixed Annuities
Fixed Indexed Annuities

SPIA- Immediate Annuities
Variable Annuities 

Small Business

Group Volunteer Employee Benefits

Group Health Insurance

Group Life Insurance

Group Disability Insurance

Disability Overhead Insurance

Tax Saving Strategies 

Business Valuation Determination

Buy-Sell Agreements 

Succession Planning

Pension Risk Transfer

401 (k) Setup & Management

Executive Deferred -            Compensation Plans   


For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.   |  304-935-2230